Free SIP Calculator
See what your monthly investment could grow into — then let's build a real plan around it.
Your SIP Inputs
Illustration only. Actual returns depend on market performance.
Projected Outcome
₹50,45,760
Estimated value at the end of 15 years
Invested Amount
₹18,00,000
Wealth Gained
₹32,45,760
Want a plan that turns this projection into a real, executed strategy?
*This calculator provides an illustrative estimate only, assuming a constant annual rate of return compounded monthly. Actual mutual fund returns fluctuate with the market and are never guaranteed. This is not investment advice.
Why This Matters
A calculator shows the maths. A plan makes it real.
This tool projects where a consistent SIP could take you, based on the numbers you enter. What it can't do is tell you whether ₹10,000 a month is the right amount for your goals, which fund category fits your timeline, or how to adjust your plan when life changes.
That's where a 30-minute conversation with Accruwell comes in — free, no commitment, and no sales pitch.
FAQ
Common SIP Questions
A Systematic Investment Plan (SIP) lets you invest a fixed amount into a mutual fund at regular intervals — usually monthly — instead of investing a lump sum. It builds discipline and takes advantage of rupee-cost averaging over time.
This calculator gives a mathematical projection assuming a constant annual rate of return, compounded monthly. Real mutual fund returns vary year to year and are never guaranteed, so treat the result as a planning estimate, not a promise.
Many equity mutual fund investors use a long-term average of 10–13% per annum as a planning assumption, based on historical trends. Debt and hybrid funds typically warrant a lower assumption. Your actual mix should depend on your goal and risk comfort — happy to help you pick a realistic number.
Many investors do, in a strategy called a 'step-up SIP', increasing contributions in line with rising income. This calculator shows a flat monthly amount for simplicity, but a step-up approach usually leads to an even larger corpus. Ask us about modelling this for your specific plan.
No — it's a starting point for a conversation, not a full financial plan. Your actual SIP amount, fund selection, and asset mix should be based on your specific goals, timeline, and risk profile, which is exactly what a free consultation with us covers.
Turn this projection into a real, executed plan.
Book a free 30-minute consultation. No commitment. No sales pitch. Just clarity.
- ✓No Commitment Required
- ✓100% Confidential
- ✓CA-Led Advisory